InvesTools

InvesTools methodology, sources and editorial policy

Summary

How InvesTools calculates, reviews and limits financial, tax, mortgage and real estate calculators.

Methodology

Results are educational estimates and do not replace personalized financial, tax, legal, mortgage or real estate advice.

Priority sources

  • Agencia Tributaria
  • Banco de España
  • Instituto Nacional de Estadística
  • Ministerio de Hacienda

Editorial policy

  • No guaranteed returns or personalized recommendations.
  • Editable assumptions and estimation language.
  • Visible warnings for investing, tax, mortgages and real estate.

Related topics

  • InvesTools methodology, sources and editorial policy
  • How InvesTools calculates
  • reviews and limits financial

Frequently asked questions

Who creates and maintains InvesTools?

InvesTools is created and maintained by Lucas Ruiz Zapata as an independent financial calculator project.

Do the calculators replace an adviser?

No. They are educational tools for checking scenarios before comparing them with real documents or qualified professionals.

How should a tax or mortgage calculator be used?

As an initial estimate. Current rules, region, contract terms, fees and official documentation should be reviewed before deciding.